The architecture of this app is very poor. There is no actual support for the app, only the bank reps with generic CSR rebuttals. I couldnt create username because my ssn is associated with another acnt. I called for help and they told me I will have to wait a few weeks for them to update their database and resolve the issue. I asked them why they have multiple databases - she couldnt answer the question.... I DONT FEEL SAFE HAVING THESE KNUCKLEHEADS HANDLING MY FINANCES! And we wonder why our nation has so much personal identity theft.